Disclaimer
Financial planning involves risks. Past performance does not guarantee future results. Always consider your personal circumstances before making financial decisions.
Past performance does not guarantee future results.
General Information
The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind regarding the completeness, accuracy, reliability, or availability of the information contained herein.
This disclaimer applies to all content, services, and materials available through jovialentora.com and any related communications or interactions with our team.
Information Accuracy
We endeavour to ensure that all information presented is accurate and current. However, financial markets and regulations change frequently, and information may become outdated without notice.
We reserve the right to modify, update, or remove any information at any time without prior notification.
Individual results may vary. We do not guarantee specific outcomes or financial results from our consultation services.
Limitation of Liability
To the maximum extent permitted by Australian law, jovialentora and its representatives shall not be liable for any damages arising from the use of this website or our services, including but not limited to:
- Direct, indirect, incidental, or consequential damages
- Loss of profits, revenue, or business opportunities
- Personal financial losses or poor financial decisions
- Technical errors, system failures, or data loss
Professional Advice Disclaimer
The content and consultations provided through jovialentora are for informational and educational purposes only. They do not constitute professional financial advice tailored to your specific circumstances.
Our services should not be considered as formal financial advice or recommendations for specific financial products or actions.
Always consult with qualified financial professionals before making significant financial decisions. Consider seeking advice from licensed financial advisors who can assess your individual situation.
External Links
Our website may contain links to external websites operated by third parties. These links are provided for convenience and informational purposes only.
We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any external websites.
No Warranties
We make no warranties, express or implied, regarding the accuracy, reliability, or completeness of the information provided. All information is provided on an "as is" basis without warranty of any kind.
You use this website and our services entirely at your own risk and discretion.
Financial Planning Risks
Financial planning and money management involve inherent risks that you should carefully consider:
- Market conditions and economic factors can impact financial outcomes
- Personal circumstances may change, affecting financial plans
- Regulatory changes may impact financial strategies
- No financial plan can guarantee protection against all risks
Results and Outcomes
Individual results may vary.
There are no typical results from our consultation services, as each client's situation is unique.
Your personal results will depend on your individual circumstances, commitment to implementing suggestions, and external factors beyond our control.
Jurisdiction and Governing Law
This disclaimer is governed by and construed in accordance with Australian law and regulations.
Applicable Law
All matters relating to this website and our services are governed by the laws of Australia, particularly consumer protection and financial services regulations.
State and Territory Variations
Some provisions may vary based on your specific state or territory within Australia. Local consumer protection laws may provide additional rights.
Dispute Resolution
Any disputes arising from the use of our services will be resolved through Australian courts or alternative dispute resolution mechanisms as required by law.
Indemnification
By using our services, you agree to indemnify and hold harmless jovialentora, its employees, and representatives from any claims, damages, or expenses arising from your use of our website or services, or your violation of these terms.
Severability
If any provision of this disclaimer is found to be invalid or unenforceable under Australian law, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.
Changes to This Disclaimer
We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services constitutes acceptance of any modifications.
September 30, 2025
Contact Information
For questions regarding this disclaimer or our services, please contact us using the following information: